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How To Sell A Mobile Home During Divorce

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Navigating Divorce and Real Estate? You’re Not Alone.

Divorce. When we fall in love and build a life with someone, we rarely imagine that journey ending in separation. But for many Americans, divorce becomes a reality. The American Psychological Association reports that 40 to 50% for first marriages end in divorce—and more Americans over age 50 are divorcing than ever before.

With that rise comes tough decisions about dividing property, especially shared real estate like a mobile home. What happens to your home? Do you have to sell it? Can one spouse keep it? Do you split the proceeds 50/50?

Divorce is already emotionally and financially draining. Trying to figure out what to do with a jointly owned mobile or manufactured home can add another layer of stress you and your spouse simply don’t need. The good news is—there are solutions. With the right strategy and guidance, you can sell quickly, fairly, and move on with your life.

Why Selling a Mobile Home Fast Matters in Divorce

Time matters when emotions are high. One of the most overlooked challenges in a divorce is how drawn-out the home sale process can become—especially if you’re dealing with a traditional buyer, agent commissions, repair demands, or endless showings. For many divorcing couples, dragging out the sale of a shared mobile home only adds fuel to an already stressful situation.

That’s why so many couples choose a direct cash sale instead.

When you sell your mobile or manufactured home to a cash buyer like Mobile Home Strategies, you skip the uncertainty and move straight to solutions. There are no agent fees to negotiate, no inspections to slow things down, and no back-and-forth about who’s paying for what. Just a fair offer, a quick close, and a clean break.

In divorce, a home isn’t just a piece of property—it often holds years of emotional attachment, making it difficult to think clearly about money, timelines, or repairs. And when one spouse wants to move on while the other hesitates, it can lead to gridlock, legal fees, and unnecessary conflict.

That’s where we come in.

We’ve helped divorcing couples sell their mobile homes fast and fairly, giving both parties the opportunity to walk away with cash and clarity. No drama. No drawn-out negotiations. Just a straightforward solution that gets you both one step closer to your next chapter.

Whether your mobile home is in pristine condition or needs a full renovation, Mobile Home Strategies will buy it as-is, on your timeline. We’ll work with both parties—or your attorney—to make sure the process is smooth and respectful.

Going through a divorce is never easy—but selling your home doesn’t have to make it harder. Contact us today to learn how we can help you move forward, one simple step at a time.

Robbie, Kristen, and Koda!

Mobile Home Strategies Logo with Mobile Home and Alaskan Malamute

Common Situations Where Couples Sell Their Mobile Home in a Divorce

Not every divorce looks the same—and neither do the reasons for selling a mobile home. At Mobile Home Strategies, we’ve worked with many couples in different scenarios, including:

  • Mobile homes with land that are tied to a mortgage or shared deed
  • Mobile homes in parks where one spouse is no longer on the lease or can’t afford lot rent alone
  • Homes that need repairs after years of wear and tear, where neither partner wants to invest more money
  • Out-of-state mobile homes inherited or purchased during the marriage, now complicating the split
  • Situations where one partner has already moved out, and the other wants closure—fast

Every situation is unique, and we’re here to help you find the right solution. Whether you want a fast cash sale, need to work around a timeline, or just want to avoid legal headaches, we’ll help you move forward with a fair offer and a smooth process.

If you need to sell your home fast and move forward, we offer a simple, hassle-free solution with a fair cash offer and a quick closing process when we buy your home.

Understanding Your Options: What Happens To A Mobile Home In A Divorce?

Can You Divorce Without Selling the House?

If you’re going through a divorce, your mobile home is considered an asset, that must be addressed in the settlement of the divorce. You and your partner have options when it comes to keeping a house during the divorce or deciding to sell it and to split the sale proceeds 50/50. The first step is letting each of your lawyers and the Court know the date you acquired the house or mobile home. This important piece of information can help decide whether the mobile home, manufactured home, or house will need to be sold and the assets divided equitably, or if the house is not considered a marital property. 

The fate of the home depends on a few key factors:

  1. Was The Home Purchased Before Or During The Marriage?
    • If the home was purchased before marriage, it may be considered separate property and not subject to division.
    • If purchased during marriage, it is typically marital property and must be divided upon divorce.

  1. Do You Own The Land Or Rent A Lot?
    • If you own both the mobile home and the land, the process follows traditional real estate asset division.
    • If the home is in a mobile home park and you rent the lot, the selling may require park approval.

  1. State Specific Divorce Laws
    • Equitable Distribution States (Most States) divide property based on fairness in the circumstances between the partners, not necessarily 50/50.
    • Community Property States (such as AZ, CA, ID, LA, NV, NM, TX, WA, and WI) generally split assets 50/50.

NOTE: If you and your spouse can’t agree, the court will decide how the home is divided. Selling the home and splitting the proceeds is often the easiest and cleanest solution for both partners involved.

A court will look at several factors to decide who gets the house, including:

The value of the property.

The financial circumstances of each partner.

The employability of each partner.

Both physical and monetary contributions to the marital home.

The age and physical and mental health of each partner.

The amount of time each partner will have custody of the children.

If the Court decides the property is a “separate property” – i.e. purchased before the marriage, gifted or inherited to you as an individual, or purchased with separate assets by you at any time – in both community and equitable distribution states, the spouse has no rights to this property. There may be some exceptions to this, such as in a case where the property was updated in a way that added to the overall value of the house. A lawyer will be able to help you decide whether a property is considered separate or a marital asset.

Can You Sell If the Home Is Only in One Spouse’s Name?

Many mobile homes are purchased before marriage and remain titled in one spouse’s name. But that doesn’t always mean the other spouse has no legal interest in the home.

Whether the home is titled separately, jointly, or if only one partner is listed on the lease or land deed, the Court will likely consider the property part of the marital estate—especially if the home was lived in during the marriage or improved using marital funds.

In these situations, it’s still possible to sell the mobile home—but it’s important to understand how equity, debt, and legal ownership are factored into the divorce. We’ll work with you (and your attorney if needed) to make sure any sale aligns with your divorce decree and protects both parties.

What If You Can’t Agree On What To Do With the Home?

One of the biggest challenges divorcing couples face is not being on the same page when it comes to selling the home. Maybe one partner wants to keep it, but can’t afford to buy the other out. Or one wants to list with an agent, while the other wants to sell fast for cash and move on.

When this happens, emotions can spill into court—and that means time, money, and stress.

A direct sale to Mobile Home Strategies can help cut through the tension. We work with both parties (or your attorneys) to make the process fair and straightforward. You’ll both receive a copy of our offer, and we’ll stay neutral while helping you agree on terms that work for everyone. No pressure, just a professional and respectful solution that puts your needs first.

Who Gets The House in A Divorce?

During a divorce, it’s State law that will govern the division of assets. These laws play a heavy role in how your marital assets are divided. Most states follow the law of equitable distribution. In these cases, during a divorce a judge will divide your property in a way that the Court considers fair. This doesn’t necessarily mean evenly or equally but can be based on a number of factors, including individual contributions to the household (such as child rearing). 

There are nine states with community property laws. They are:  Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, and Wisconsin. Alaska has community property laws as well, but only if you opt in to this method. In community property states, all assets obtained during the marriage (i.e. marital property) are divided 50/50 with only a few exceptions.

There are a few options both you and your partner and/or the Courts might choose when it comes to selling (or not selling) your marital home.

5 Ways To Handle A Mobile Home Or Manufactured Home In A Divorce

1. One of the spouses buys out the other legal interest and keeps the home

For married homeowners who live in a community property state, like Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, and Wisconsin, you and your spouse will split all assets in half. Does this mean that you’ll need to sell your house? Not necessarily! You can negotiate with your spouse in Court to pay off their legal interest in the house so that you can keep it. To do this, you would also need to be able to be the sole person on the title in a timeframe required by the Court after the divorce decree is agreed on. This requires:

A fair valuation of the house, usually best done through an appraisal.

Refinancing or taking over the mortgage (if applicable).

Ensuring the spouse keeping the home can afford it alone.

Potential Challenges You Might Face:

  • The spouse buying the house must qualify for financing on their own.
  • A buyout may not be financially feasible if the home has significant value because that spouse would have to come up with a lot of money to buy the other spouse’s interest in the home.

2. One spouse keeps use and occupancy of the home for a set period of time; typically until the youngest child turns eighteen, then the house can be sold.

In many states, a parent with custody of minors may be allowed use of the house until the child reaches the age of eighteen. Depending on what the Court decides, the spouse allowed occupancy may or may not be responsible for paying the mortgage, bills, insurance, etc, and the house would be theirs until a time when all children reach the age of eighteen. Only then would the house need to be sold and the assets divided between spouses.

Potential Challenges You Might Face:

  • The spouse staying in the home must be able to cover expenses.
  • If the market shifts, the home’s value could increase or decrease by the time it sells.

3. Both spouses co-own the home

Divorce doesn’t have to be an emotional and monetary war. The ability to co-own a property might be the best situation for the family’s welfare, whether together or separate. If you have children and want to keep them in the same house, you could both stay on the mortgage to create as little disruption as possible. An example of this would be a wife and husband who have three children. The husband works outside of the home and is the sole provider of money for the couple, but the wife is the main care provider for their children. With her status as homemaker, she may not have the funds, job history, or ability to buy out her husband’s percentage in the property. 

There are some benefits of this situation, including stability for the family, but it would require trust by the departing spouse that their previous partner will be able to make their payments on time. Otherwise, both partners would take a ding on their credit record.

Potential Challenges You Might Face:

  • Both parties remain financially tied together.
  • Future disagreements may arise over maintenance, rental income, or whether to sell the home.

4. Sell the home and split the proceeds of any equity

In some ways, selling the house can be the simplest and most straightforward solution. The house is put up on the market at an agreed upon price and, once it’s sold, the assets are split up either 50/50 or as the Court designates. Depending on the market in your area, this could be a very fast solution (or very slow especially when selling the home on the market using a realtor). If your area’s housing market is sluggish, the house is in poor repair, or there are liens against the title, a regular home sale might not work for your situation. In those cases, selling the property directly to a direct homebuyer and investor like us at Mobile Home Strategies might be a faster and easier way to get the property sold so you can move on with your life and wrap up the divorce.

5. Sell Your House AS-IS to A Cash Buyer Like Us At Mobile Home Strategies!

If you’re going through a divorce and you want a fast, hassle-free way to sell your mobile home, selling as-is to a cash buyer like us at Mobile Home Strategies might be the best solution. Unlike listing with a real estate agent — where you may need to make repairs, stage the home, have showing after showing with people coming through your home, and wait months for the right buyer — a direct cash sale allows you to sell quickly and move on with no extra stress.

Why Choose A Cash Sale During A Divorce?

No Repairs or Cleaning Needed: We buy mobile homes in any condition, even if they need major repairs. No staging, No open houses, and No Last Minute Showings.

Fast and Certain Closing: Instead of waiting months for a buyer, you’ll get a fair cash offer within 24-48 hours and close in as little as 7 days (or on your preferred timeline). We will always defer to you on when it’s most convenient for us to close when we are buying your manufactured home.

No Agent Commissions or Hidden Fees: Sell through a real estate agent or a real estate broker means paying around 6% in commissions on the sale of your plus about another 2% in closing costs. When you sell to us you keep 100% of your money what we offer is what you get.

  • Example: For every $50,000 you sell your home for you pay $4,000 in real estate commissions and closing costs.

Avoid Financial & Legal Complications: Divorce can be complicated enough. A quick cash sale eliminates the need for ongoing negotiations about mortgage payments, property maintenance, and financial obligations tied to the home.

Sell Even If You’re Behind On Payments: If the mobile home has lot rent, liens, or unpaid taxes, we can still help you sell without extra costs or delays.

How It Works:

1️⃣ Tell Us About Your Home – Fill out our form or call us at (617) 615-6490.
2️⃣ Get a Fair Cash Offer – No lowball offers—just a fair, honest cash price for your home.
3️⃣ Pick Your Closing Date – Whether you need to sell in days or weeks, we work on your schedule.
4️⃣ Walk Away with Cash – No waiting, no delays—just a fast, stress-free sale.

Selling your home as-is for cash is the simplest way to wrap up your divorce quickly and move forward with financial freedom. If you’re ready to sell, contact Mobile Home Strategies today for a free, no-obligation cash offer by giving us a call or filling out the form below!

Selling Your Home During A Divorce?

Contact Us For Your Cash Offer Today!

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Steps to Selling Your Mobile Home During A Divorce

Navigating a divorce is challenging enough without the added stress of selling a shared home. Whether you want to maximize profits or sell quickly and move forward, having a clear plan is crucial. Below are five ways to handle the sale of your mobile home during a divorce and make the process as smooth as possible.

1. Work With A Real Estate Professional Experienced In Divorce Sales

Before listing your mobile home, it’s essential to determine who has ownership rights and how the proceeds will be divided. If you’re working with attorneys or the court, this step will likely be part of your divorce settlement.

Divorce sales can be emotionally charged, so having an experienced real estate professional—whether a real estate agent, mediator, or direct home buyer—can help ensure a fair, efficient sale while keeping emotions in check. They can guide you through your selling options and ensure both parties make informed decisions.

2. Determine The Best Selling Strategy

Once you’ve decided to sell, you and your spouse will need to agree on the specifics of how you would like to sell the house. Consider the following:

  • Do you want to sell quickly, split the proceeds, and move on with your life, or would you prefer to spend a few more months fixing up your home to make it “market ready” so that it can sell for the most money possible in the current housing market?
    • If you can’t come to a decision through your lawyers, the Court may need to become involved.
  • Who will cover the costs of any repairs or upgrades?
    • If you decide to spend the money on any necessary repairs and upgrades, you’ll want to come to an agreement on how to split those expenses, as well as how that investment may impact the final split of the profits. Before you spend one more dime, make sure to finalize these agreements with a lawyer so that you’re not left high and dry at close. 

But expenses and profits are just the tip of the iceberg. How will the house be dealt with during a listing?

  • Will the mobile home be sold through a real estate agent, a private sale, or directly to a cash buyer?
    • Whose agent will you use? What price point should it be set at? Will it be empty or will you or your spouse live in it until the property is sold? Who is responsible for the mortgage and bills and, if no one is living in the house, who is the one who will make sure that it’s ready to be shown during open houses and daily showings? If possible, let your lawyers hash this out before taking it to court. This can save you a lot of time and help keep any profits from the home sale being eaten up by the price of paying a lawyer to represent you in court.
  • Will one spouse remain in the home while it’s on the market, or will it be sold vacant?

If you and your ex-partner can’t agree, the court may need to step in. To avoid unnecessary legal fees and delays, try to reach an agreement before listing the home.

NOTE: Selling as-is to a cash buyer eliminates the need for repairs, negotiations, and months of waiting for the right buyer.

3. Understand The Closing Process

Once an offer is received, both parties must review and agree on the terms. If you’re listing with an agent, this can involve back-and-forth negotiations, inspections, and financing contingencies. You and your ex-partner will need to button down your emotions to work together so that you can both make a profit – reviewing offers from potential buyers. If only one or two offers filter in, then this might be an easy decision, but in places where the housing market is hot and you get multiple different offers there might be a lot of back and forth using your lawyers and real estate agent about which offer is the right one for your situation. To help with this, try to agree on a strategy before putting up the house for sale. Whether you decide to take the first offer that comes in with no contingencies or you would prefer to choose the offer that will net you both the most profit at close, you must come to a decision together before you can sell. 

To avoid delays and complications, consider:

  • Setting clear expectations for acceptable offers before listing.
  • Determining who will handle communication with the buyer or agent.
  • Deciding how closing costs and any outstanding lot rent, mortgage, or liens will be handled.

A direct cash sale to us at Mobile Home Strategies removes any financing contingencies and allows for a quick, hassle-free closing.

4. Divide The Sale Proceeds

Once your mobile home is sold, the proceeds must be divided based on the terms of the divorce agreement. If there are any outstanding debts, liens, or back taxes, they will be paid first. The escrow company will pay them off before distributing the money so that you can move on with your life. This should be the last step, and hopefully the simplest! Whether the Courts or your lawyers helped you settle your divorce, you should already understand how the proceeds of the house sale will be divided.

OR

5. Sell Your House AS-IS To A Trusted Cash Buyer Like Us At Mobile Home Strategies!

If you’re looking for the fastest and simplest way to sell your mobile home, a cash sale might be the best option.

Are you stuck in a situation where you and your ex-partner can’t (or don’t want to) speak? Are you ready to be out of the marriage and on to the next phase of your life? Is the stress from the divorce eating away at you, and a fast and straightforward sale of your shared marital property seems like the best option for everyone? Selling your property to a direct cash home buyer or investor might be the right option for you!

Unlike listing your home on the market, selling to Mobile Home Strategies allows you to:

Skip The Repairs: We buy mobile homes in any condition, even if they need major work.

Avoid Lengthy Negotiations: No waiting for the perfect buyer or dealing with financing contingencies.

Close On Your Timeline: Whether you need to sell in a week or need extra time, we work with your schedule to close whenever works best for you.

Eliminate Agent Fees & Commissions: What we offer is what you get, no hidden fees, just cash in your pocket!

Note: If you and your spouse need a clean break without the hassle of a traditional sale, selling for cash could be the best option.

At Mobile Home Strategies, we pay cash for mobile homes, no matter what the condition or the owners’ financial or marital situation. We specialize in fast closings so that you can get out from under a property faster than with a traditional home sale. We purchase homes as-is, meaning that even if the house needs upgrades or major repairs, and we still are willing to pay cash for it and close as quickly as possible.

For two spouses stuck in a painful and expensive divorce, this might be the best option for your family. Not only are we able to sell the house for a fair cash amount, but we are able to close quickly and without having to negotiate terms through lawyers and a shared real estate agent.

Why Mobile Home Owners Work With Us!

Us!Other Buyers
Offer Within 24 Hours
No Fees
Flexible Closing Date
No Repairs Needed
Sell Your Mobile Home As-Is
No Closing Costs
No Cleaning

Are You Still Asking Yourself “How Can I Sell My Mobile Home?”

We are a hassle-free, no-obligation mobile home buyer that can make a cash offer within 24 hours or less. Give us the opportunity to make you a fair cash offer for your mobile home by filling out the form below.

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Going Through A Divorce? Sell Your Mobile Home for Cash — Fast & Hassle Free!

Mobile Home Strategies is a local house buying company that’s built our business by buying houses for cash, no matter what the condition or the homeowners’ financial situation. We promise competitive cash offers without the hassle of dealing with real estate agents, lawyers, and more. If a direct home sale sounds like the best option for you, let’s chat! Call us day or night at (617) 615-6490. We have a reputation for buying mobile homes with less stress and no fees. 

If you own a property that you need to sell fast due to divorce, we have a solution. Contact us today and get a competitive cash offer for that house or rental property. Even if the house has been neglected for years or suffered damage in the last storm, once you accept our fair cash offer our team of experts will handle all of those expensive repairs and upgrades so you don’t have to!

Fill out our quick form below to get started! No hassle, no waiting, just a fair and simple home sale that helps you move forward.

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